Home Improvement

Posted by Nancy Ball on Monday, December 18th, 2017 at 12:01pm.

Give a child a new unwrapped toy!



Happy Holidays Everyone!

CIR Realty is a proud partner of Toy Angels along with KISS 95.9 in support of the Salvation Army & Women's Emergency Shelter until December 22nd. If you can't make it to drop one off, I can arrange a time to come pick it up from you. I do this every year and enjoy giving back with my colleagues. Please help us ensure that all children will wake Christmas morning with a present to unwrap. For more information, please click here.

From my family to yours, we wish you a very 
Merry Christmas and a Happy Hanukkah! 

Looking forward to 2018!


Nancy Ball

Home Improvement

November marks a rise in sales

The November housing market was spurred by a rise in sales, particularly in the lower price ranges.

Sales totaled 1,411 units in November, an increase of 15 per cent over last year. This is comparable to longer-term averages for the month of November. Improved sales activity occurred in each of the housing segments, with most of the gains occurring in homes priced under $500,000.

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As tougher federal mortgage rules loom, will Canadians turn to credit unions?

As of Jan. 1, 2018, almost all Canadians borrowing from a federally regulated mortgage lender will face a stress test.

New guidelines by Canada’s federal financial regulator will require lenders to vet even applicants with down payments of 20 per cent or more using rates that are considerably higher than their contractual mortgage rate.

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Compost police? Calgary spot checks green bins

If you see someone rifling through your compost bin, it may be a city employee.

The City of Calgary is sending staff to people's homes to check that they're composting according to the rules.

City staff have done such spot checks for a decade with blue and black bins. Now they're checking green bins for anything that could be dangerous to waste workers, such as propane tanks or scrap metal.

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Decorating Your Home for the Holidays

The holidays, with their obligatory glitzy greatness, maybe the one and only time of year when no one questions the glitterization of mankind. But bringing such an explosion of shimmer into your home might not quite be your cup of tea.

Here are ideas from design pros for tricking out your house tastefully.

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Calgary municipal property taxes to rise 3.8% in 2018

Calgary homeowners will see the municipal side of their property taxes go up by 3.8 per cent next year following city council's adjustments to the 2018 budget.

That means the owner of a median-assessed house — worth $460,000 — will pay $5.95 more a month, or $71.40 more on the municipal portion of their property tax bill next year.

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Are Calgary taxes out of control? The 'dark math' of property taxes explained

Calgary has some of the lowest property tax rates in the country, yet many residents and businesses complain their tax bills are out of control.

Those two statements are not as paradoxical as they seem.

In fact, the tax rate could go down and it could still result in a spike in what you owe to the city.

Conversely, the rate could increase, but your bill could drop or stay the same. That's because it works like this:

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How to Make (and Keep) a New Year's Resolution

Are you making a resolution for 2018? Warning: More than half of all resolutions fail, but this year, they don’t have to be yours. Here’s how to identify the right resolution to improve your life, create a plan on how to reach it, and become part of the small group of people that successfully achieve their goal.

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